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I own my own plumbing business, and needless to say, in a cash business everything isn't always 100% accounted for. That's why Golden State Mortgage & Loans was my saviour. They understood my situation and set me up with an unbelievable purchase loan every one else told me was only possible for applicants who could prove their income on paper.

Foreclosure proceedings had already started and it seemed that losing our house was inevitable. Thanks to Golden State Mortgage & Loans, my daughter won't be changing school districts this year and my husband and I will once again sleep peacefully in the same house we've loved living in for the last ten years.

We had bad credit, but Golden State Mortgage & Loans were able to get us the home equity loan we needed despite our credit history. In addition, the interest rate we received was only one point higher than my cousin Jerry got, who went through Bank of America and had perfect credit!