Home Equity Loans

Getting a second mortgage is one of the easiest, most economical ways to get the money you need for almost any purpose... Read More

Purchase Loans

Let's face it. Most Californians aren’t lucky enough to have the necessary amount of funds on hand to buy a home outright. That's just a fact.... Read More

Debt Consolidation

A Golden State Debt Consolidation loan carries a simple but potent message to all national banks and credit card companies: Californians are smarter than you think... Read More


You are not doomed by your current home loan and it does not need be a certain way for the rest of your life. New refinance loan programs are emerging each year that empowers all Californian borrowers to create the reality they choose... Read More

Reverse Mortgages

As human beings, we are constantly seeking something. Whether we are seeking adventure, freedom, peace of mind or security, it requires an internal look at your life and choosing the best decision to help you live the life you want... Read More

Home Improvement Loans

Most Californians would agree that no matter how happy they are with their current home, chances are there is something they’d like to change. No matter how satisfied they're already feeling, deep inside there's a belief that with beautiful renovations, modern updates and state-of-the art repairs their experience of joy and satisfaction about where they currently live can be greater than it already is... Read More

Commercial Loans

Inspiration is for everyone! It isn’t reserved for high-profile creative geniuses in the arts and sciences—it’s inherent in our Divine birthright. At Golden State Mortgage & Loans, we believe living an inspired life means knowing we're on this planet to accomplish our goals and dreams... Read More